NCBA 2026 Scholarship
This scholarship, generously sponsored by Barron & Newburger Foundation, will provide a $10,000 payment to the individual’s educational institution to be used for tuition, books, supplies or equipment. The scholarship will be provided to the winner in May 2026 and sent directly to the recipient’s university.
Eligibility
- Applicants must be enrolled in a U.S.-based accredited four-year college or university OR be in pursuit of a law degree.
- Applicants must complete the online application no later than 11:59 p.m. PT on Thursday, April 30, 2026.
- Scholarship award recipients from 2025 are NOT eligible to apply.
- Employees and family members of Barron & Newburger are NOT eligible to apply.
2026 Scholarship Topic
Artificial intelligence tools are increasingly being used by individuals facing debt collection litigation to understand legal rights, draft legal documents, and navigate disputes without attorneys. How might AI change access to justice in the United States? Do you believe these tools will help close the justice gap or create new risks and costs for consumers, creditors, courts, and the legal system in general?
Application Criteria & Requirements
- All submissions will need to include an essay answering the Scholarship Topic.
- The essay should be a maximum of three (3) pages, double spaced, with 11- or 12-point legible font.
- Do not include your name or any identifying information in the essay or file name.
- Please submit as a PDF in the scholarship application form.
NCBA encourages applicants to be creative and thoughtful in their submissions. A panel of judges, including the NCBA Awards & Scholarship Committee, will evaluate the submissions based on originality, clarity, and insight of the subject matter.
Only one submission and application per person will be accepted. Applicants agree to allow NCBA to utilize all submissions without compensation.
Deadline & How to Apply
Submissions must be completed and entered no later than 11:59 p.m. PT on Thursday, April 30, 2026. Complete all fields in the online submission form which includes the ability to upload your essay file. If you have any questions, contact us at membership@creditorsbar.org.




















