About Us

Quick Overview

National Creditors Bar Association (NCBA) is a bar association dedicated to serving law firms engaged in the practice of creditors rights law. Originally founded in 1993 as the National Association of Retail Collection Attorneys (NARCA), our membership grew and we quickly became the premier association for the creditors rights attorney. In 2015, we recognized that the changes in our economy and in our member firms’ practice areas, meant that our association needed to change too. We broadened our membership base to include firms practicing in foreclosure, bankruptcy, student loans, replevin, to name a few, and we expanded our educational offerings and networking opportunities.

Currently, our membership is comprised of over 350 law firms and individual members, totaling approximately 1,700 attorneys, in the areas of creditors rights law, defense and in-house counsel. Members practice in over 20 different practice areas in the 50 states, Puerto Rico, and Canada. Our attorney members are committed to being professional, responsible and ethical in their practice and profession.

Type of firms practicing

  • Commercial Collections
  • Judgment Enforcement 
  • Contracts - General
  • Credit Cards
  • Auto Loans
  • Bankruptcy
  • Credit Unions
  • Foreclosure
  • Repossession/Replevin
  • Liens/Mechanic’s Liens
  • Medical Bills 
  • HOA
  • Government/Tax
  • Probate
  • Student Loans
  • Landlord/Tenant
  • FDCPA Defense
  • Insurance Subrogation
  • Utilities/Communications
  • Family Support

Why use National Creditors Bar Association attorneys?

National Creditors Bar Association creditors rights firms make sense for business.

Member law firms secure the bond of trust between consumer and creditor by enforcing legal debt obligations. Debt delinquency can increase consumer prices and loan rates, eliminate jobs, and constrict profitable operations.

National Creditors Bar Association creditors rights firms are experienced.

Creditors rights lawyers are experienced professionals who work as partners with creditor clients to attain and enforce legal judgments and, just as important, help consumers maintain the privileges associated with positive credit.

National Creditors Bar Association attorneys work cooperatively with state and federal judges and legislators.

Creditors rights attorneys can attain and enforce legal judgments. Association members not only represent their clients as vigorous advocates in court, they also work collaboratively with judges, court representatives, and lawmakers to help ensure consumer protections are balanced with legal creditor rights.

National Creditors Bar Association creditors rights firms are held to the highest standard.

In addition to local, state, and federal laws, State Bar Association licensing and certification, Association attorney members are required to adhere to the National Creditors Bar Association Code of Professional Conduct and Ethics.