Privacy Policy & User Consent

Last Updated November 2, 2020

National Creditors Bar Association is committed to protecting the privacy rights of its patrons, customers and participants. Accordingly, National Creditors Bar Association has established the following detailed Privacy Policy and Disclaimer. National Creditors Bar Association strives to maintain the highest standards of integrity and fairness in all of its operations including maintenance and use of this website.

Privacy of Personal Information

National Creditors Bar Association does not sell, share or distribute any personal information to third parties, except as required by law. National Creditors Bar Association maintains a strict policy that any information provided to National Creditors Bar Association is maintained with National Creditors Bar Association and is protected by National Creditors Bar Association . Personal information will not be provided to any third-party individual or entity without the consent of the information provider.

Furthermore, if you make a purchase through this website, your name, payment information, and personal information will not be provided to anyone other than the entity or individual processing the purchase and the individual or entity providing the purchased service or goods.

Information is Not Legal Advice

The information, facts and opinions provided on this site are for informational purposes only and should not be treated as legal advice. Nothing contained on this site is intended to be a legal evaluation or legal advice. Please confer with legal counsel if you have any legal issues, questions or concerns. National Creditors Bar Association does not endorse, support or confirm any information on this site that appears to be legal information or legal advice.

No Endorsement of Products

National Creditors Bar Association does not endorse or recommend any product or service that is promoted on this site. Please research the product or service to determine if it is right for your particular situation.
National Creditors Bar Association is not responsible for the quality of the product or service and is not responsible for the relevancy of the service or product to your particular needs. Purchase any products and/or services at your own risk.

Disclaimer

This site may contain facts, opinions or information of third party individuals, authors and/or advertisers. National Creditors Bar Association does not represent or endorse the views of the facts, opinions or information contained on this site. National Creditors Bar Association does not independently review or confirm the accuracy or reliability of the facts, opinions and information provided by third party individuals, authors and/or advertisers. Reliance on such facts, opinions and/or information is at your own risk and is not recommended by National Creditors Bar Association without verification prior to such reliance. We make no guarantees as to the accuracy of the information on this site.

No Control Over Other Websites

National Creditors Bar Association may provide you with opportunities to link into third-party websites which are maintained by other entities or individuals. If links are provided, they are provided solely for the convenience of the user. The presence of the link on this site is not an endorsement by National Creditors Bar Association of the contents or information therein. National Creditors Bar Association does not take any responsibility for the veracity of the facts or opinions of the information found on the third-party websites. If you decide to access a link to a third-party website, you do so at your own risk. The content of the third-party websites are not reviewed by National Creditors Bar Association for compliance to applicable regulations and statutes and are not reviewed for content accuracy.

Cookies

"Cookies" are small pieces of information that are stored by the browser you used to access this website. We may also use web beacons and flash cookies. These are invisible graphics on a web page or in an email that is programmed to collect information about your use of a website or email. Most browsers automatically accept cookies, but if you prefer, you can edit your browser options to block them in the future. Please note, if you disable cookies, the performance of this website may be affected, and you may not be able to access certain areas on this website. More information about cookies and how you can delete and disable them can be found at https://www.allaboutcookies.org/.

Specific cookies we use and what we use them for on this website:

Novi AMS: When you log into this site, the Novi AMS software the site is built on issues session cookies to keep you logged in for the duration of your session. This session cookie does not include your username or password nor any other personal or confidential information. If you block these cookies, you will not be able to login to the website and these cookies are considered legally necessary. You can access the Novi AMS privacy policy at https://noviams.com/legal.

Google Analytics: The National Creditors Bar Association uses Google Analytics to understand how people use our website and to make it better. Google Analytics may collect the IP address assigned to you when you access this website, but we do not combine that data with any other data to which we have access to personally identify you. You can access Google’s privacy policy and learn how to opt-out at https://policies.google.com/privacy.

Children

This website is not intended for anyone under 18 years of age.  If National Creditors Bar Association becomes aware that a child has provided personal information, National Creditors Bar Association will immediately eliminate the information and comply with all regulations related to children and online privacy. National Creditors Bar Association will not knowingly collect or use any personal information from anyone under the age of 18. Importantly, National Creditors Bar Association ’s intended audience is individuals 18 years and older.

Copyright

All materials, information and documentation contained on the National Creditors Bar Association website are protected by the United States copyright laws and may not be reproduced, distributed, displayed, published, transmitted or shared without the prior written consent of National Creditors Bar Association or the third-party owner of the material if not owned or produced by National Creditors Bar Association . You are not permitted to remove any trademark, copyright or other National Creditors Bar Association identification from copies of the content of the materials herein.

Changes at Will

National Creditors Bar Association reserves the right to make any changes to the Privacy Policy herein without prior notice. If there is a significant substantive change to the Privacy Policy, National Creditors Bar Association will indicate on the site that there has been a significant substantive change to the Privacy Policy and will provide information as to the new policy. We encourage each user to review the Privacy Policy on a regular basis to stay alert of the current, up-to-date, policy of National Creditors Bar Association .

Agreement to Privacy Policy by Entry in Site

By entering the National Creditors Bar Association website, you are agreeing to the terms of this Privacy Policy. If you do not agree with the National Creditors Bar Association Privacy Policy, please exit this site. Your use of this site is acceptance of the terms of the Privacy Policy.