Where is the CFPB Headed - A Discussion of Rule Making
The Consumer Financial Protection Bureau will be the subject of the April 23, 2020 briefing call to be conducted by Ron Canter, John Bedard, and Joann Needleman. Each of the panel members has experience in representing parties targeted by CFPB investigations and lawsuits.
The briefing call will focus on the future of the CFPB – its longer awaited FDCPA rulemaking, the consequences of a final rule and how consumers and collectors would benefit from the rule, and what may happen to derail a final rule. The session will also discuss the potential impact of the Supreme Court’s decision in the Seila Law case on the continued operations of the Bureau.
John Bedard, Bedard Law Group, P.C.
John Bedard is an AV rated attorney and nationally recognized authority on the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. He serves as counsel to several professional trade associations, including the Georgia Collectors Association. John is a published writer on industry topics and a former member of the Board of Directors of the industry's leading professional trade organization, ACA International, The Association of Credit and Collection Professionals. John is recognized by Collection Advisor magazine as one of the nation's top 50 most influential people in the collection industry. He serves as the State of Georgia Compliance Chairperson for ACA International and is a former Chairperson and Program Designation award recipient of ACA International's Members Attorney Program.
John is a nationally recognized speaker and travels the country training collectors and educating industry associations, clients, and vendors who provide products and services to the industry. John is licensed to practice law only in Georgia. John received a Bachelor of Science degree in Economics from the Pennsylvania State University and a Juris Doctor degree from Syracuse University College of Law. He has spent his entire career serving the credit and collection industries.
Ronald S. Canter, Esq, The Law Offices of Ronald S. Canter, LLC
Ronald S. Canter is the founding member of The Law Offices of Ronald S. Canter, LLC of Rockville, MD. Mr. Canter is a noted speaker on creditors rights issues and has presented many seminars and continuing education programs to trade groups and Bar Associations. He has also been invited on several occasions by the Maryland Judicial Institute to lecture state court judges on consumer credit and debt collection issues. He has represented creditors, attorneys and collection agencies in complex litigation in both Federal and state courts. Mr. Canter has successfully prosecuted appeals before state and federal courts on several significant issues affecting the credit and collection industry. He appeared, as counsel of record for the National Association of Retail Collection Attorneys (NARCA) in Heintz v. Jenkins, the first Fair Debt Collection Practices case to reach the Supreme Court.
Joann Needleman, Clark Hill PLC
Joann Needleman is a partner in the law firm of Clark Hill PLC where she serves as the leader of the Consumer Financial Services Regulatory & Compliance Practice Group. Joann serves as a navigator to her clients seeking advice and guidance in the complex regulatory environment facing the financial services industry. She provides counsel, consultation, and litigation services to a wide array of financial institutions, law firms, credit reporting agencies, and debt buyers throughout the country. With extensive experience as a collection attorney, she understands the regulatory requirements expected from attorneys and non-attorneys in the credit and collection industry. A former member of the Consumer Financial Protection Bureau’s (CFPB) Consumer Advisory Board, Joann has been able to provide her clients with useful strategies in order to prepare for new areas of regulatory scrutiny.
Joann is frequently quoted in American Banker and The Wall Street Journal for her insight of the CFPB. Joann is a past President of the Board of Directors of the National Creditors Bar Association (NCBA).