Medical Billing, Medical Payment Products and Debt Collection Litigation

NCBA Legal Learning Webinar

Thursday, August 17, 2023
2:00 PM - 3:00 PM (EDT)
Category: Webinars

Recently, the Consumer Financial Protection Bureau (CFPB) held a hearing on medical billing and collections, with a focus on medical payment products, such as medical credit cards and installment loans. The event featured CFPB Director Rohit Chopra and leaders from the CFPB, partner agencies, and organizations discussing their concerns created by specialty financial products that patients utilize to pay for medical care. Regulators' focus on medical billing, medical debt collection and other considerations highlight the critical need for creditor rights law firms to understand every aspect of the process to prevent severe legal and reputational risks.

In this webinar, subject matter experts, attorneys John H. Bedard, Jr. of Bedard Law Group, P.C. and Jared Buchanan of Faber & Brand, LLC will provide a road map to effectively navigate the complex world of medical billing, medical debt recovery and litigation. 

The program will:

  1. Explain the regulations around first party and third-party medical debt collection, including the CFPB’s Regulation F, Fair Debt Collection Practices Act (FDCPA) and state debt collection laws.
  2. Review how medical debt collection laws vary by state across a range of critical areas, including communicating with consumers, disclosing debt information to third parties, statute of limitations and providing the right to dispute.
  3. Review of the benefits, challenges and legal issues created by medical payment products and medical service credit cards. 
  4. Reveal the missteps that could cause regulatory scrutiny or even defending legal actions.
  5. Explain the obligations of credit reporting agencies and how delinquent medical debt is treated on credit reports.

CLE is pending for this webinar.

Please note: the date of this webinar changed from August 9 to August 17. 

CLE Information

National Creditors Bar Association is a national provider of legal educational content. NCBA’s goal is to provide its members with as many opportunities as possible to earn Continuing Legal Education (CLE) credits. Some NCBA webinars state that they are pending approval. If a webinar is pending approval, it means that NCBA’s education staff is awaiting confirmation of approval for CLE credit from the accrediting body of a particular state; it should be noted that individual states have different response and approval rates. NCBA expects that the course will be approved for the credit amount and type listed, but approval is not guaranteed. An attorney can still take the course at their own discretion, though.

It is not uncommon for a course which is pending approval to not be approved until after the webinar has taken place. Once an official decision notice arrives from the state, NCBA will notify attorneys who have completed the course as soon as possible via email, and will re-issue any certificates of completion to reflect the updated state reporting numbers. However, it is recommended that attorneys do not view webinars that are pending approval close to their CLE deadline, as NCBA cannot guarantee that a course will be approved in time.

National Creditors Bar Association will seek MCLE accreditation, with the assistance of the ABA MCLE, for this webinar. NCBA will seek General CLE credit hours in 60-minute-hour states, and in 50-minute states, subject to each state’s approval and credit rounding rules. States typically decide whether a program qualifies for MCLE credit in their jurisdiction 4-8 weeks after the program application is submitted. For many live events, credit approval is not received prior to the program. A link for CLE requests will be provided to webinar attendees who have met the attendance and engagement requirements.