Examining Medical Debt Legal and Collection Practices
NCBA Legal Learning Webinar
Recently, the major credit reporting agencies announced changes to how medical debt will be treated on credit reports. Following two years of a pandemic the spotlight has been placed on the complicated road to recovering medical debt. Adding to the already highly regulated debt collection space there are even more considerations for law firms to be aware of especially when contemplating litigation.
It is critical for creditor rights law firms to understand every aspect of the process to prevent severe legal and reputational risks.
In this webinar, subject matter experts, attorneys, Leslie Bender and John Bedard provide a road map to effectively navigating medical debt recovery in 2022.
The program will:
- Explain the regulations around first-party and third-party medical debt collection, including the CFPB’s Regulation F, Fair Debt Collection Practices Act (FDCPA) and state debt collection laws.
- Review how medical debt collection laws vary by state across a range of critical areas, including communicating with consumers, disclosing debt information to third parties, statute of limitations and providing the right to dispute.
- Reveal the missteps that could cause regulatory scrutiny or even defending legal actions.
There is no cost to attend this event. CLE is pending approval.
CLE Information
National Creditors Bar Association is a national provider of legal educational content. NCBA’s goal is to provide its members with as many opportunities as possible to earn Continuing Legal Education (CLE) credits. Some NCBA webinars state that they are pending approval. If a webinar is pending approval, it means that NCBA’s education staff is awaiting confirmation of approval for CLE credit from the accrediting body of a particular state; it should be noted that individual states have different response and approval rates. NCBA expects that the course will be approved for the credit amount and type listed, but approval is not guaranteed. An attorney can still take the course at their own discretion, though.
It is not uncommon for a course which is pending approval to not be approved until after the webinar has taken place. Once an official decision notice arrives from the state, NCBA will notify attorneys who have completed the course as soon as possible via email, and will re-issue any certificates of completion to reflect the updated state reporting numbers. However, it is recommended that attorneys do not view webinars that are pending approval close to their CLE deadline, as NCBA cannot guarantee that a course will be approved in time.
National Creditors Bar Association will seek MCLE accreditation, with the assistance of the ABA MCLE, for this webinar. NCBA will seek General CLE credit hours in 60-minute-hour states, and in 50-minute states, subject to each state’s approval and credit rounding rules. States typically decide whether a program qualifies for MCLE credit in their jurisdiction 4-8 weeks after the program application is submitted. For many live events, credit approval is not received prior to the program. A link for CLE requests will be provided to webinar attendees who have met the attendance and engagement requirements.