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Briefing Call: An Inside Look: The CARES Act: A Need for Certainty in These Uncertain Times

Posted By Jim Podewitz, Thursday, May 7, 2020
Updated: Thursday, May 14, 2020

Briefing Call sponsored by:



From top: Ryan Blake & David Pommerehn

Recorded Thursday, May 14, 2020

Listen to the Briefing Call here.

The Paycheck Protection Program (PPP) came into law as part of the CARES Act on March 27, 2020. Many businesses felt relief that they may have access to the program and a solution to their cash flow challenges during the Coronavirus shutdown. Since then the program has been funded twice and small businesses across the country have received funds.

One stipulation to qualify for funding includes that the borrowers must “certify in good faith that their PPP loan request is necessary”. The certification is very ill-defined and should cause pause for borrowers the can’t “certify” that they are affected by the pandemic. What will this mean for loan forgiveness? What guidance is the SBA giving and how are banks advising their borrowers through this complicated program?
Our guest speakers from the Consumer Bankers Association serve as a conduit between this country’s largest banks and the legislators and regulators that regulate small business. They will share their insight with NCBA members into some of the pain points and considerations businesses should take into account when applying for PPP and share what they have learned from the SBA, Treasury, others.



  • Ryan Blake, Legislative Director for the Consumer Bankers Association

  • David Pommerehn, General Counsel for the Consumer Bankers Association

About the Consumer Bankers Association:

CBA is a trade association focused exclusively on retail banking. CBA's Bank Members include the nation's largest retail banks.

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