Urge Congress to Support and Pass H.R. 5028 - The Practice of Law Technical Clarification Act of 2018


National Creditors Bar Association supports H.R. 5082, The Practice of Law Technical Clarification Act of 2018; a bill to protect small businesses in their efforts to seek recovery of their legitimate accounts receivables by their outside counsel.

This bi-partisan legislation would clarify that the Fair Debt Collection Practices Act (“FDCPA”) so that creditor attorneys can adequately provide legal services to local and small businesses who rely on these services.

Attorneys, like lenders and consumers, are a necessary part of the “credit economy”. 60% of National Creditors Bar Association members represent local retail establishments, small or regional banks, credit unions and medical providers. These small businesses do not have vast legal departments or even in-house attorneys and rely on their local attorneys to ensure that outstanding receivables are paid so that their businesses can continue to operate. National Creditors Bar Association members are small law firms whose attorneys serve the needs of their local community businesses.

Visit National Creditors Bar Association's Rally Congress page here.

Links to helpful and informative materials

• Sample Support Letter for Businesses and Organizations

• An article by Thomas Pahl, Acting Director of the FTC's Bureau of Consumer Protection, in insideARM on December 14, 2017: Why States Should Have Primary Oversight of Attorney's Activities in Debt Collection Litigation

• 2018 Contrast Sheet: Examples of How Consumer Complaints Against Creditor Lawyers Under the FDCPA Would Be Resolved Under H.R. 5082, the “Practice of Law Technical Clarification Act of 2018

• Map: States That Exempt Attorneys or Litigation Conduct from Debt Collection Statutes

• American Bar Association's Letter of Support to the House Financial Services Committee

• American Bar Association's H.R. 5082 One-Pager

• Text of H.R. 5082

• State Creditors Bar Asssociations' Letter of Support: State Creditor Bar Associations Support H.R. 5082 -  “The Practice of Law Technical Clarification Act of 2018”

• National Creditors Bar Association's Letter of Support: Helping Main Street Businesses Keep the Lights On - Support H.R. 5082, The Practice of Law Technical Clarification Act of 2018